Retirement &
Building long-term wealth requires understanding how time, returns, contributions, inflation, and withdrawals interact. Legit Calc’s Retirement & Investing Calculators help you explore retirement readiness, investment growth, savings strategies, and future income.
Featured Retirement & Investing Calculators
ποΈ Retirement Calculator
Estimate whether your current savings and contributions may support your retirement goals.
πΌ 401(k) Calculator
Estimate future 401(k) growth using contributions, employer match, and investment assumptions.
π Investment Calculator
Estimate how an investment may grow based on contributions, return, and time.
π₯ FIRE Calculator
Estimate a potential financial-independence target using expenses, savings, and withdrawal assumptions.
π΅ Dividend Calculator
Estimate dividend income based on investment amount, yield, and reinvestment assumptions.
ποΈ RMD Calculator
Estimate required minimum distributions using applicable account and age information.
Browse Retirement & Investing Calculators by Category
ποΈ Retirement Planning Calculators
ποΈ Retirement Calculator
Estimate retirement savings needs and projected account balances.
π΅ Retirement Income Calculator
Estimate potential income from accumulated retirement savings.
π₯ FIRE Calculator
Estimate a financial-independence target based on spending and withdrawal assumptions.
Explore Retirement Planning Calculators β
πΌ 401(k) & IRA Calculators
πΌ 401(k) Calculator
Estimate future account growth with contributions and employer matching.
π¦ Traditional IRA Calculator
Estimate retirement-account growth using contribution and return assumptions.
Explore 401(k) & IRA Calculators β
ποΈ Social Security & RMD Calculators
ποΈ Social Security Calculator
Estimate potential Social Security retirement benefits using planning assumptions.
π RMD Calculator
Estimate required minimum distributions for applicable retirement accounts.
πΈ Retirement Withdrawal Calculator
Estimate how withdrawals could affect the longevity of your retirement savings.
Explore Retirement Income Calculators β
π Investment Growth Calculators
π Investment Calculator
Estimate future investment value using return, time, and contributions.
π± Compound Interest Calculator
Estimate how compounding may affect savings and investments over time.
π Dollar Cost Averaging Calculator
Estimate investment growth using regular contributions over time.
Explore Investment Growth Calculators β
π΅ Investment Income Calculators
π΅ Dividend Calculator
Estimate annual and monthly dividend income from an investment.
π Dividend Reinvestment Calculator
Estimate how reinvesting dividends could affect long-term account growth.
ποΈ Safe Withdrawal Rate Calculator
Estimate retirement withdrawals using customizable withdrawal-rate assumptions.
Explore Investment Income Calculators β
Latest Retirement & Investing Articles
How Much Do You Need to Retire?
Explore the variables that can affect your retirement savings target.
Roth IRA vs. Traditional IRA
Understand key differences between two common retirement-account structures.
How Compound Interest Works
See why time can play such an important role in long-term investment growth.
π₯ Popular Retirement & Investing Calculators
Frequently Asked Questions
How much money do I need to retire?
The amount depends on retirement age, spending, savings, investment returns, inflation, income sources, and other personal circumstances.
What does a retirement calculator estimate?
A retirement calculator can compare projected savings with estimated future retirement needs.
What is compound interest?
Compound interest occurs when returns are earned on both the original amount and previously accumulated growth.
What is a safe withdrawal rate?
A withdrawal rate represents the percentage of retirement assets withdrawn over a specified period. Appropriate rates vary based on individual circumstances and assumptions.